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The latest on Flat Rate Pensions

Under a new ‘single tier’ system, those approaching retirement will finally get some certainty about what is due to them. Those approaching state pension age will be able to obtain an accurate statement of their state pension, so they will have a definitive idea of whether they will receive the full amount. Access to this [...]

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Pension Reforms

The Government has unveiled its latest plans for pension reforms, due to take effect from April 2015. The reforms will give people with defined contribution pensions unrestricted access to their retirement fund, so that they can make withdrawals from it yet only pay a small amount of tax on what they take out. This removes [...]

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Pension Advice – Make your pension pot last

In April this year guidance was issued alongside radical pension changes as part of the 2014 budget. This included the option for savers to access their pension fund at any time after the age of 55. In addition, it was announced that there will also be guidance on life expectancy. So how can you make [...]

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Pensions and the 2014 Budget

Following this week’s budget announcement, it looks as though pensioners have won the freedom to use their entire pension fund as they wish, which could lead to fewer people buying annuities. What changes were announced in the Budget? The restrictions that had previously been placed on retirement savings will be lifted from April next year, [...]

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Mortgage products for those in retirement

Have you retired? Once you have retired, you will join many people who feel that the lending products available to you are slim pickings. Since the credit crunch, there has been a real crack down on lending to those over the age of 60 – which it seem in lending terms is the new 80. [...]

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Want a comfortable retirement? Find out where to start with pension planning

According to a recent survey, pensions are low down on the agenda of things that parents will discuss with their children. In fact, there is such a lack of awareness surrounding pension issues that this has resulted in a whole generation who have not prioritized saving for their retirement. It has been suggested that this [...]

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Need Help with Pension Transfers?

Many of our customers are seeking on-going pension transfer advice from our Peterborough based financial advisors.

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RECENT PENSION CHANGES YOU SHOULD KNOW ABOUT

We can all strongly agree that the pension changes in Britain are causing a complete muddle. We are living longer but many people are not saving towards their retirement.

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